Fraudulent transactions involving bank card transfers from unknown senders are becoming increasingly common. These can lead to undesirable consequences, including accusations of illegal transfers and criminal liability. In such cases, it's important to act promptly and strictly follow the instructions.
After discovering an unknown transfer, you should immediately call the bank and request a refund as if the funds were transferred in error. If possible, make an audio recording of the call or a screenshot of the correspondence with the bank so that you can provide evidence to the police to prove your innocence. Transferring funds to the sender yourself is prohibited.
The sender's card cannot be verified. If it belongs to a citizen of a former Soviet republic, law enforcement agencies will immediately initiate a terrorist financing case. Alternatively, the sender may call you and threaten to report you to the police. Therefore, contacting the sender yourself is prohibited.
Then, you should file a police report regarding the unknown transfer and stop using the bank card. As a reminder, the crime of financing foreign agents or terrorist organizations arises immediately upon the transfer of funds to an unknown sender. The age of criminal responsibility under these articles is 14 years.
Please be careful and cautious.
